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collage of 504-funded businesses
Photographed above: Top left - Label Solutions, Marshfield, MO (RMI)| Center left - Poly Performance, San Luis Obispo, CA (Bay Area Development Company) | Bottom left - PESCM, San Rafael, CA (TMC Financing) | Center - Semifred, Alameda, CA (Bay Area Development Company) | Right - Dining by Design, Springfield, MO (RMI)


Looking for a Small Business Loan for owner-occupied real estate or equipment? Search our CDC (504 lender) directory here.

The National Association of Development Companies (NADCO) is the trade association of SBA Certified Development Companies (CDCs) and other lenders delivering SBA loans and financing for small businesses. The SBA 504 is available at 10% down with 25, 20, and 10-year fixed interest rates. It is called "the best kept secret in small business finance” -- enabling businesses to purchase and renovate capital assets including land, buildings and equipment, as well as positioning themselves for other types of credit.

NADCO was founded in 1981 as 501(c)(6) corporation chartered in the District of Columbia.  
NADCO’s mission is to lead CDCs to ensure that small businesses of all types and in all communities have access to affordable capital and services that promote economic growth.

Through its board of directors and Washington-based staff, NADCO works closely with the Small Business Administration to ensure the broadest possible access to capital by America's small business.


More than 97% of all SBA 504 financing is provided by NADCO members. In addition to Certified Development Companies, membership also includes over 240 bank and non-bank lenders, attorneys, and other service providers. Thanks to NADCO's support, the SBA 504 program's loan authority has grown from under $400 million in 1991 to $5.5 billion in FY 2012. In 2013, the industry delivered $5.1 billion in small business loans to nearly 7,600 small businesses.

Overall, the industry is responsible for the financing of over $150 billion dollars in small business project finance.

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