Instructor Biographies

John Evans

John Evans began his lending career in May 1983 with West One Bank as a commercial loan officer. In September 1989, he accepted a position as an Assistant Vice-President/Commercial Loan Officer with Zions Bank. During his time with Zions, John was one of the first three loan officers in its SBA 504 Loan Securitization Department, where he became a full time underwriter for SBA 504 loans nationwide. During his time with West One and Zions, he became the highest volume 504 lender in Utah. Before leaving the 504 first mortgage lending world, John transferred again to take over servicing of the Zions Bank Real Estate Department loans, including 504s.

In January 1996, Mountain West Small Business Finance offered John a position as Vice-President in the Servicing Department. He is currently the Executive Vice-President, with responsibility over the Servicing Department and managing liquidations; He also serves as the Credit Administrator and as a member of the MWSBF internal Loan Committee.

John is chair of the NADCO Liquidation Subcommittee, a member of the NADCO Servicing Committee, and has served on a number of Annual Meeting and Tri-Regional organizing committees. John is also a NADCO instructor for the Liquidation and School of Credit courses and is currently the Vice-Chair of Education on the NADCO Board of Directors.

Mary Kropp

Mary Kropp is President of Power Steering Unlimited, Inc., a CDC consulting business started in 2004. She has over 35 years of experience in commercial finance. After an 18-year career in commercial banking, she became the CEO of Enchantment Land CDC in New Mexico in 1997, where, during her tenure there, she was a two-time winner of the SBA Financial Services Advocate of the Year award and numerous awards for production and innovative marketing. Mary left ELCDC to start Power Steering, where she counts over 80 CDCs, NADCO and CDC attorneys as clients. In 2008, she returned to a CDC in Florida to assist them through the Great Recession where she handled multiple loan programs including a 1,350-loan 504 portfolio. In 2009, she was elected for a second term to the NADCO Board in an At-Large capacity (2002-2004 first term), holding various roles such as NADCO Vice Chair of Education and External Affairs, a National Servicing & Liquidation Mentor, as well as a NADCO Instructor (courses included: Intro to 504, Loan Packaging, and Basic & Advanced Servicing).

Ms. Kropp holds a Bachelor’s Degree in Business Administration from Ferris State University in Michigan. She is active in many economic development and banking organizations and still maintains her Home Builder’s License in Michigan. She is a nationally recognized speaker and expert in the 504 loan program.

Carmen Lauerman

Carmen Lauerman has worked as an independent liquidation consultant since retiring from the Federal Government (SBA) in November 2003 with 36 years of service. She has worked with NADCO and individual CDCs providing assistance on the servicing and liquidation of defaulted loans since 2005. She serves on NADCO’s servicing committee and liquidation subcommittees. She is one of the two instructors for NADCO’s "Liquidations and Post Debenture Purchase Workouts” 2-day training course. She has participated in NADCO’s liquidation webinars. She consulted with SBA and NADCO on liquidation SOPs including the new SOP 50 55. She has been approved by SBA as an independent liquidation consultant for 8 CDCs. She is available to assist all CDCs with liquidation questions and issues.

Mary Mansfield

Mary Mansfield is Vice President at Bay Colony Development Corporation in Waltham, Massachusetts, one of the largest CDCs in the northeast. Mary is responsible for all Bay Colony's loan closings, including handling all changes to Loan Authorizations; reviewing environmental reports, bank closing documents, appraisals, leases and corporate documents; determining eligible project costs; preparing closing documents; conducting closings; and finalizing packages submitted to the SBA District Office. She also manages loan servicing for Bay Colony's portfolio of more than 300 active loans totaling $140 million in debentures.

Sanford (Sandy) Mortan

Sandy Mortan is Senior Vice President at New Jersey Business Finance Corporation (NJBFC) in Fort Lee, New Jersey, the largest SBA 504 lender in the state. He is responsible for portfolio management and loan closings with a portfolio of over 350 loans. Prior to joining NJBFC, Sandy was with Colson Services Corporation, the former Central Servicing Agent for SBA, for over 15 years. While at Colson he was responsible for the 504 operation as well as part of the 7a operation. Sandy has been involved with the 504 Loan Program since its inception in 1986 and is an active member of various NADCO committees.

Lisa Preston

Lisa Preston is President of The Preston Group, a financial consulting firm specializing in SBA loan program compliance, process improvement, loan review, preparation of credit and internal control policies, and liquidation assistance. The Preston Group assists lenders and certified development companies with all facets of SBA lending in an effort to improve efficiency, effectiveness, and profitability, as well as, adequately preparing for regulatory examinations.

Ms. Preston has over 26 years of financial experience including over 10 years with the Federal Deposit Insurance Corporation, establishing commercial Risk Mitigation procedures at a national PLP lender, and as an Examiner-In-Charge on behalf of the SBA conducting numerous Risk Based Reviews.

Ms. Preston is an Instructor for the National Association of Government Guaranteed Lenders (NAGGL) and the National Association of Certified Development Companies (NADCO). She also serves on the Region VI Liaison Committee, Membership Committee, and the Associate Members Committee for NAGGL. Ms. Preston holds a Bachelors of Science Degree in Finance from Florida State University and a Mediator designation from the University of Houston Law Center.

Ken Rosenthal

Ken Rosenthal has been a Senior Commercial Loan Officer for CDC Small Business Finance Corp. in San Diego, the largest CDC in the country, since 1991. Ken is responsible for business development and marketing for CDC/SBFC's 504 and 7(a) programs and State of California loan programs. Through his efforts, CDC Small Business Finance had an average annual funding of $60 million in 504 and 7(a) projects. Ken served on NADCO's Board of Directors as Region IX Director from 1995 to 1999.

Dan Schneider

Dan M. Schneider is the President & COO of Wisconsin Business Development Finance CorporationAfter receiving a BBA degree with a major in Finance, Dan spent nearly 20 years of his career in commercial banking. During his banking career, Dan had a strong emphasis in government guaranteed lending, primarily using the various SBA programs. Dan now has spent over 10 years at WBD. He began as a VP & Loan Officer and now serves as President & Chief Operating Officer, which includes overseeing the lending activities of the eight WBD offices located throughout Wisconsin. During Fiscal 2012, WBD obtained approval on over 300 loans totaling $220 million. WBD’s loan portfolio has an outstanding balance of over $650 million. Dan is also involved in other organizations, including a Board Member of WEDA (Wisconsin Economic Development Association). Dan was named the SBA’s 2013 Financial Services Champion for the State of Wisconsin and WBD was also named the Large CDC of the year by SBA.

Wayne Williams

With over 27 years in the industry, and 17 years with Business Finance Group, Wayne Williams is responsible for working with the lending community, small business owners and other partners within the Washington, D.C. metropolitan area.

While working with Business Finance Group, he has personally assisted over 400 small businesses with projects totaling over $700 million. Prior to joining Business Finance Group, Wayne spent ten years in commercial lending and has worked in SBA lending for most of his career.

Wayne is the Chair of the Lenders Quality Circle Steering Committee for the U.S. Small Business Administration Washington Metropolitan Area District Office, and is former Chapter President and National Award Winner with the American Institute of Banking. He was an instructor for the Risk Management Association and is a graduate of the Advanced Management Program of the North Carolina School of Banking and the Risk Management Association Commercial Lending School. In 2009, Wayne was recognized the Washington Metropolitan Area District Office as SBA’s Financial Services Champion.