504 Loan Closing Overview


Monday, February 5 - Tuesday, February 6, 2018



Discounted Rate
(By 12/12/2017)
Standard Rate
(After 12/12/2017)
NADCO Member $649 $699
Non-Member $749 $799


Course Description


This two-day course is a requirement for CDC general counsel who plan to participate in SBA’s Designated 504 Closing Counsel/Priority CDC program, but will also prove valuable for CDC staff members who are new to closing SBA 504 loans (or who need a refresher). This case-study focused course will cover the basics as well as practice tips related to the SBA Authorization for Debenture Guarantee (SBA 504 Loan) as well as submitting a complete closing package to SBA’s District Office. There will also be a brief introduction to the SBA 504 program. The course is developed and offered by NADCO’s Attorney Advisory Council.

PREREQUISITE: None

**SBA is tracking the completion of education requirements by Designated 504 Closing Counsel, and NADCO reports to SBA the names of attorneys who attend and complete the "SBA 504 Loan Closing" and "SBA 504 Loan Closing Update" courses. Certificates of completion are only awarded to participants who attend the courses in their entirety.

Attorneys seeking CLE credit for attending this course should contact their state bar association to determine their state bar’s requirements and then complete the application process through their state.

NADCO is pleased to announce that it is a State Bar of California approved provider of Minimum Continuing Legal Education (MCLE). NADCO’s SBA 504 Loan Closing two day training class is approved by the California State Bar for 13 Total Credit Hours including 1 Hour in Legal Ethics.

Instructor Information


Todd E. Kobernick

Mr. Kobernick commenced practicing law in the State of California thirty years ago focusing on understanding and resolving the issues of clients. His practice is focused on providing legal and advisory services on matters related to business, real estate, construction, nonprofit entity, lender and United States Small Business Administration legal matters. Mr. Kobernick has represented the largest U.S. Small Business Administration “certified development company” in the nation for nearly twenty years. The Law Offices of Todd E. Kobernick is an “AV” rated firm.

Mr. Kobernick attended the University of San Diego, graduating in 1984. He is admitted to the State Bar of California, United States District Court for the Southern and Central Districts of California and the United States Tax Court. Mr. Kobernick is certified by the U.S. Small Business Administration as a “designated counsel” authorized to provide specified legal services for SBA certified development companies.

Mr. Kobernick is involved with his community by serving on several Boards of Directors of nonprofit organizations. Recently, Mr. Kobernick founded a camp for youth and families, which operates during the entire year.

Todd Kobernick is a native San Diegan and a former social worker. He enjoys kayaking, racquetball, hiking and recovering from injuries.


Miriam Voigt

Miriam Voigt is a 20-year veteran at CDC Small Business Finance. As CDC Ventures Training and Support Manager she is uniquely qualified because of her deep understanding of the loan production process, having herself served in the roles of Loan Processor, Funder and Closing Department Supervisor. She possesses the valued combination of technical expertise and back room experience. Miriam has been recognized by CDC Ventures clients many times for her unsurpassed customer service as well as by her peers at CDC Small Business Finance for upholding CDC’s values with her integrity, commitment, teamwork, and efforts to making a difference. Miriam is married with two adult children, loves dogs and enjoys extreme outdoor activities such as zip lining and motorcycle riding.