Instructor Biographies


John Evans


John Evans began his lending career in May 1983 with West One Bank as a commercial loan officer. In September 1989, he accepted a position as an Assistant Vice-President/Commercial Loan Officer with Zions Bank. During his time with Zions, John was one of the first three loan officers in its SBA 504 Loan Securitization Department, where he became a full time underwriter for SBA 504 loans nationwide. During his time with West One and Zions, he became the highest volume 504 lender in Utah. Before leaving the 504 first mortgage lending world, John transferred again to take over servicing of the Zions Bank Real Estate Department loans, including 504s.

In January 1996, Mountain West Small Business Finance offered John a position as Vice-President in the Servicing Department. He is currently the Executive Vice-President, with responsibility over the Servicing Department and managing liquidations; He also serves as the Credit Administrator and as a member of the MWSBF internal Loan Committee.

John is chair of the NADCO Liquidation Subcommittee, a member of the NADCO Servicing Committee, and has served on a number of Annual Meeting and Tri-Regional organizing committees. John is also a NADCO instructor for the Liquidation and School of Credit courses and is currently the Vice-Chair of Education on the NADCO Board of Directors.

Carmen Lauerman


Carmen Lauerman has worked as an independent liquidation consultant since retiring from the Federal Government (SBA) in November 2003 with 36 years of service. She has worked with NADCO and individual CDCs providing assistance on the servicing and liquidation of defaulted loans since 2005. She serves on NADCO’s servicing committee and liquidation subcommittees. She is one of the two instructors for NADCO’s "Liquidations and Post Debenture Purchase Workouts” 2-day training course. She has participated in NADCO’s liquidation webinars. She consulted with SBA and NADCO on liquidation SOPs including the new SOP 50 55. She has been approved by SBA as an independent liquidation consultant for 8 CDCs. She is available to assist all CDCs with liquidation questions and issues.

Sanford (Sandy) Mortan


Sandy Mortan is Senior Vice President at New Jersey Business Finance Corporation (NJBFC) in Fort Lee, New Jersey, the largest SBA 504 lender in the state. He is responsible for portfolio management and loan closings with a portfolio of over 350 loans. Prior to joining NJBFC, Sandy was with Colson Services Corporation, the former Central Servicing Agent for SBA, for over 15 years. While at Colson he was responsible for the 504 operation as well as part of the 7a operation. Sandy has been involved with the 504 Loan Program since its inception in 1986 and is an active member of various NADCO committees.

Lisa Preston


Lisa Preston is President of The Preston Group, a financial consulting firm specializing in SBA loan program compliance, process improvement, loan review, preparation of credit and internal control policies, and liquidation assistance. The Preston Group assists lenders and certified development companies with all facets of SBA lending in an effort to improve efficiency, effectiveness, and profitability, as well as, adequately preparing for regulatory examinations.

Ms. Preston has over 26 years of financial experience including over 10 years with the Federal Deposit Insurance Corporation, establishing commercial Risk Mitigation procedures at a national PLP lender, and as an Examiner-In-Charge on behalf of the SBA conducting numerous Risk Based Reviews.

Ms. Preston is an Instructor for the National Association of Government Guaranteed Lenders (NAGGL) and the National Association of Certified Development Companies (NADCO). She also serves on the Region VI Liaison Committee, Membership Committee, and the Associate Members Committee for NAGGL. Ms. Preston holds a Bachelors of Science Degree in Finance from Florida State University and a Mediator designation from the University of Houston Law Center.

Dan Schneider


Dan M. Schneider is the President & COO of Wisconsin Business Development Finance CorporationAfter receiving a BBA degree with a major in Finance, Dan spent nearly 20 years of his career in commercial banking. During his banking career, Dan had a strong emphasis in government guaranteed lending, primarily using the various SBA programs. Dan now has spent over 10 years at WBD. He began as a VP & Loan Officer and now serves as President & Chief Operating Officer, which includes overseeing the lending activities of the eight WBD offices located throughout Wisconsin. During Fiscal 2012, WBD obtained approval on over 300 loans totaling $220 million. WBD’s loan portfolio has an outstanding balance of over $650 million. Dan is also involved in other organizations, including a Board Member of WEDA (Wisconsin Economic Development Association). Dan was named the SBA’s 2013 Financial Services Champion for the State of Wisconsin and WBD was also named the Large CDC of the year by SBA.

Michael Vanchiere


Mike has been employed with Mountain West Small Business Finance for over 20 years. He serves as a Senior Vice-Pres, Senior Loan Officer and Branch Manager for the Central Utah office. For the past 3 years, Mike’s personal SBA 504 production has average 50 loan per year and $28 million in dollar volume.He lectures and teaches workshops on Small Business lending programs at the local, state and national levels. Often Mike is called upon to consult with the private and public sector. Mike has been a NADCO instructor for the past 14 years. Mike holds a Bachelor of Arts degree from Louisiana State University in Political Science and a Master of Public Administration from Brigham Young University.